(Some Finance Questions) Research Paper Example | Topics and Well Written Essays - 500 words

(Some Finance Questions) - Research Paper Example TIPs pay interest semi-annually at a fixed rate which is calculated on the adjusted principal to make the interest payments as well inflation driven (Treasury Direct). The market of TIPs is the world largest inflation indexed securities market with over $550 billion of TIPs outstanding i.e. approximately 8% of the total debt market of treasury. TIPs can be purchased directly from Treasury Direct system with a minimum purchase limit of $100 and multiples of $100 thereof and are available with 5-, 10-, and 30-year maturities. The 5-year and 30-year TIPs are auctioned semi-annually whereas 10-year TIPs are auctioned quarterly. The auction bids are TIPs are submitted both as competitive and non-competitive. In case of competitive bids, the bidder specifies the yield that he/she is willing to accept the security for. In case of non-competitive bid, the yield is determined at the auction which the bidder agrees to accept for a security. TIPs are issued in electronic form and can be like ot her marketable securities which can be held to maturity or sold before it matures. Interest paid on TIPs is subject to federal taxes but are exempted from both state and local taxes.

Write an essay on a cultural issue as related to humanistic

Write an on a cultural issue as related to humanistic psychotherapy - - Essay Example the eighteen century had a dramatic transformation when the age of the industrial revolution started the latter did not just revolutionize the way we worked but most profoundly changed the structure of our societies and values where capitalism became the new god and the science replaced the religious beliefs that for a long time have been playing a supporting role for the people in need during difficult times.  Humanistic therapists emerged in the USA in the 1950s such as Maslow Abraham and Rogers Carl. These therapists formulated different humanistic theories and procedures for effective psychotherapy. Rogers delivered a speech in 1940 at the University of Minnesota about new concepts of psychotherapy that became the origin of humanistic psychotherapies. The American Psychological association (APA) launched the first journal on humanistic psychology in 1973. It is a professional organization representing psychology and consists of researchers, educators, physicians, consultants, a nd students. Culture may be defined as patterns of norms derived from traditions that influence personal behavior. These norms may include values, beliefs, customs, thoughts, and institutions such as religious, racial, ethnic and social groups. Cultural beliefs are passed from older generations to younger generations within a given society. Interaction with different cultures causes behavioral and psychological changes within an individual. Individuals migrating from one society to another have difficulty when adapting to the culture of the new society (Lago, 2006). Culture is not static, and interaction with other cultures may cause culture change. On the other hand, ethnicity can be defined as the sense of belonging to a group alienated to a particular society. Ethnicity is caused by social pressure and can only be resolved through psychological interventions. Race refers to the physical appearance of individuals as determined by the genetic composition. Humanistic therapy involves